Rural Development Mortgage Program

The Rural Housing program’s primary mission is to uphold the essence of rural communities. Through collaboration with Rural Development, a division of the US Department of Agriculture, we strive to fulfill the cherished American dream of home ownership for aspiring buyers across the state. Administered by the US Department of Agriculture, this program offers 100% financing to eligible moderate-income families seeking to purchase single-family homes. This feature proves particularly advantageous to borrowers with limited financial resources, as it requires no down payment or closing funds.

USDA Highlights:
  • Buy with no money down
  • Refinance up to 100% of your home’s value
  • Your payment will never change
  • No pre-payment penalty
  • Maximum income and asset limits by county and household size
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Customer Support

John Higgins

NMLS #136061

JHiggins@mortgageone.com

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